Trump Admin Says It Uncovered $10 Billion Obamacare Fraud Scheme
The Trump administration says it has uncovered what it describes as a massive fraud scheme within the Affordable Care Act.
Members of Trump’s administration allege that roughly $10 billion in taxpayer money was improperly paid out between 2021 and 2024 because of weakened enrollment safeguards under former President Joe Biden.
According to a Department of Health and Human Services report, officials have already removed nearly three million fraudulent or improper Obamacare enrollments and estimate another 2.6 million questionable enrollments remain.
Administration officials say the findings are part of a broader government-wide effort to eliminate fraud, waste, and abuse across federal programs.
The report traces the alleged problems to changes made during the Biden administration that expanded enrollment opportunities while relaxing income verification and eligibility checks.
At the start of Biden’s presidency, approximately 10 million people were enrolled through the Affordable Care Act exchanges. By 2024, enrollment had surged to roughly 22 million.
Federal investigators now believe millions of those enrollments were improper, fraudulent, or created without the knowledge of the individuals involved.
“By our estimate, improper, phantom, and fraudulent enrollment peaked at 5.6 million people in 2025,” the report states.
“We estimate 2.6 million improper and phantom enrollments remain, including over 1 million enrollments without a Social Security number.”
According to the report, several different forms of abuse contributed to the alleged fraud.
Officials say some applicants intentionally understated their income to qualify for larger taxpayer-funded subsidies.
Others allegedly received premium assistance despite failing to meet eligibility requirements.
Investigators also identified what they describe as “phantom enrollments,” in which insurance brokers allegedly enrolled people in Obamacare plans without their knowledge to collect federal commissions.
The report argues that reduced verification requirements made those practices significantly easier to carry out.
Since taking office, the Trump administration says it has restored stricter income verification requirements, ended several special enrollment periods, increased screening for duplicate Medicaid enrollment, and launched investigations into brokers suspected of creating phantom policies.
Officials also say they have strengthened oversight of agents participating in the federal marketplace.
As a result of those efforts, nearly three million enrollments have already been removed from the Affordable Care Act exchanges.
Even after those removals, approximately 19.2 million people remain enrolled.
The administration says its goal is not to reduce legitimate coverage but to ensure taxpayer dollars are being spent only on individuals who actually qualify.
“Preserving the fiscal and programmatic integrity of the ACA Exchanges is key to safeguarding taxpayer-funded resources for those that truly need them,” the report states.
“The federal government paying brokers to enroll individuals without their knowledge is not.”
The report also says the administration will continue pursuing additional enforcement actions against brokers and others accused of exploiting the program.
“The Trump Administration continues to aggressively root out fraud, waste, abuse, and corruption by promulgating new regulations to improve program integrity, investigating suspected improper or fraudulent enrollment, and taking action against agents and brokers committing fraud.”
The findings are likely to reignite debate over the Affordable Care Act and how aggressively eligibility rules should be enforced.
Supporters of the administration argue the report demonstrates that stricter oversight is necessary to protect taxpayers and preserve benefits for those legally entitled to receive them.
Critics of previous verification rollbacks have long warned that loosening enrollment safeguards could increase improper payments and fraud, while supporters of the Biden-era policies argued the changes made healthcare more accessible to eligible Americans, Fox News reported exclusively.
The administration says its investigations remain ongoing, with an estimated 2.6 million additional enrollments still under review as officials continue auditing the federal health insurance exchanges.
Trump has been pushing to replace Obamacare for over a decade, and this may give Republicans enough motivation to actually do something.
💥 PRESS DEBUT DISASTER!
Katie Zacharia’s Awkward First White House Press Briefing Draws National Attention
Katie Zacharia’s first appearance behind the White House podium quickly became a major talking point after several uncomfortable moments overshadowed her debut as President Donald Trump’s new press secretary.
The October 13 briefing lasted approximately 14 minutes, with Zacharia answering questions from only three news outlets before ending the session. Her short appearance immediately attracted widespread media attention.
Zacharia had recently been selected to replace former press secretary Karoline Leavitt, stepping into a highly visible role responsible for communicating the administration’s positions to journalists and the American public.
From the opening minutes, observers noticed her reliance on prepared notes. She delivered a lengthy account of Trump’s accomplishments, frequently looking down at the script instead of maintaining eye contact with reporters.
Her delivery also attracted criticism, with commentators describing her voice as hesitant and her presentation as unusually stiff. Others questioned whether the administration had given its newest spokesperson enough preparation time.
Much of the briefing focused on praising Trump’s economic agenda, energy policies, rally attendance, and political achievements. The extended list of talking points left relatively little time for substantive exchanges with journalists.
One particularly awkward moment occurred when Zacharia discussed the challenge of balancing her demanding position with family life. She explained that spending evenings away from her four children was unacceptable to her.
She then accidentally referred to her husband as “my president” before immediately correcting herself with “my husband.” Recognizing the slip, she added a brief joke, creating the briefing’s most widely discussed moment.
The verbal mix-up spread rapidly through news coverage and social media, becoming a defining image of her first appearance. Critics treated it as evidence of nervousness, while others viewed it as an ordinary human mistake.
Her response to a question about U.S. intelligence sharing with Ukraine also drew attention. When asked whether Washington had stopped sharing intelligence with Kyiv, Zacharia replied that she would have to get back to the reporter.
The exchange was brief, but it highlighted the difficulty of responding to sensitive foreign policy questions without immediately having the necessary information. Reporters continued seeking answers as the briefing moved forward.
Another significant announcement concerned Kimberly Guilfoyle, the U.S. ambassador to Greece. Zacharia told reporters that the administration had asked Guilfoyle to resign, unexpectedly introducing a personnel development into the short briefing.
The announcement generated additional headlines and demonstrated that, despite the awkward delivery, Zacharia’s first appearance included consequential political news. Her handling of the announcement, however, also attracted scrutiny from commentators.
Questions about her readiness soon emerged among political observers and some administration allies. The Wall Street Journal described the debut as rocky, reporting that her nervous presentation prompted questions about the decision to put her before cameras so quickly.
The brief question-and-answer session was another unusual feature. After taking questions from Breitbart News, Fox News, and the Daily Mail, Zacharia announced that reporters could ask Trump questions directly as he prepared to leave.
Her decision to end the briefing after such limited questioning became another focus of criticism. Regular White House briefings often involve extended exchanges, making the short session particularly noticeable to journalists and political commentators.
Despite the criticism, Trump publicly defended his new press secretary. Asked about her performance, the president said he thought she had done very well, offering a clear show of support following the difficult debut.
The White House also presented the briefing positively, describing Zacharia’s performance as commanding. That assessment contrasted with critical media coverage, illustrating how differently supporters and detractors interpreted the same appearance.
Zacharia’s debut has therefore become an early test of her ability to manage a demanding communications role. Future briefings will offer a clearer indication of whether she can develop greater confidence and handle sustained questioning.
For now, the accidental “my president” remark remains the most memorable moment from her first appearance. Whether the incident becomes a brief viral embarrassment or a lasting political talking point will depend on what follows.
